Subto Lead Generation

We Buy Subto Leads. You Get Paid.

If you're finding motivated sellers with existing financing and don't have the capital or bandwidth to close — bring the lead to us. We'll evaluate it, structure the deal, and compensate you for the referral.

Find the seller

Motivated + existing financing

Submit the lead

Simple form, personal review

We close, you get paid

Referral fee agreed upfront

Process

How It Works

A simple three-step process from lead to payout.

You Find the Seller

You're talking to motivated sellers — homeowners behind on payments, going through divorce, relocating, or just done being landlords. They have existing financing and need a creative solution.

You Submit the Lead

Fill out our lead submission form with the seller's situation, the property details, and the existing loan info. We review every submission personally — no automated filtering.

We Close, You Get Paid

If we move forward on the deal, you receive a referral fee at closing. Terms are agreed upfront — no surprises, no runaround.

Lead Criteria

What Makes a Strong Lead

Not every motivated seller is a Subto deal. Here's what we're looking for.

Existing Mortgage in Place

The seller has an active loan — ideally with a low interest rate locked in. We take over the payments subject-to the existing financing.

Motivated Seller

Divorce, foreclosure, job loss, relocation, estate sale, or a landlord who's done. The seller needs a solution — not just a retail offer.

Manageable Payment

The existing mortgage payment needs to make sense against the property's rental value or resale potential. We run the numbers fast.

Any Property Type

Single family, small multifamily, RV parks, or commercial. If there's existing financing and a motivated seller, we want to hear about it.

FAQ

Common Questions

No. Lead referrals are separate from licensed real estate activity. However, you should understand the laws in your state regarding referral fees. We recommend consulting with a local attorney if you're unsure.

Referral fees are negotiated deal-by-deal based on the quality of the lead and the deal structure. We agree on terms before we move forward — you'll know what you're getting before we close.

Submit it anyway. We can work with sellers who need time. If the situation is right, we'll stay in contact and structure the deal when they're ready.

We review every submission personally and respond within 48 hours. If we need more information, we'll reach out directly.

Submit a Subto Lead

Have a motivated seller with existing financing? Fill out the form below and our team will review it personally.

Personal review — no automated filtering

Response within 48 hours

Referral fee agreed before we move forward